4 Million SSNs May Have Been Leaked in Employee Benefits Company Breach. Are You One of Them?
Scan your credit reports
Despite the VeriSource breach making its way into the news this month, the breach originated in February 2024. So, it’s a good idea to check your credit reports from Equifax, Experian and TransUnion and look for any inaccuracies and report them.
You can download your free credit reports at AnnualCreditReport.com.
Freeze your credit
Since Social Security numbers were leaked in the VeriSource breach, it could make sense to freeze your credit. Doing so will prevent creditors from accessing your credit reports, which prevents cybercriminals from opening lines of credit in your name.
Unfortunately, this also applies to you. If you need to apply for a credit card or loan, you will need to unfreeze your credit with each of the major credit bureaus and then refreeze it after you’ve applied.
You can also request that a fraud alert be placed on your credit for up to one year. Fraud alerts don’t block access to your credit report, but it does require creditors to confirm your identity before extending credit.